Credit Deregulation and Availability Act of 1981: Hearings Before the Subcommittee on Financial Institutions of the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-seventh Congress, First Session, on S. 963 ... and S. 1406 ... July 9, 15, and 21, 1981
United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions
U.S. Government Printing Office, 1981 - 735 Seiten
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accounts action addition allow amount annual Arkansas Association automobile availability average balance banks believe bill Board borrowers Chairman changes charge Committee competitive Congress consumer credit consumer loans continue controls cost credit unions creditors customers dealers Depository Institutions Deregulation discount rate economic effect eliminate extended fact Federal preemption Federal Reserve fees finance companies financial institutions follows forced funds going higher increase indicated industry Installment interest interest rates issue legislation lenders lending less limit maximum million months mortgage motor operating payment percent Percentage period preempt problem proposed protection purchase question rate ceilings reasonable recent regulation removal restrictions result retail savings Senator statement term Thank tion types usury ceilings usury laws vehicles York
Seite 455 - To establish a Federal Credit Union System, to establish a further market for securities of the United States and to make more available to people of small means credit for provident purposes through a national system of cooperative credit, thereby helping to stabilize the credit structure of the United States.
Seite 229 - ... consumers Union is a nonprofit membership organization chartered in 1936 under the laws of the State of New York to provide information, education and counsel about consumer goods and services and the management of family income. Consumers Union's income is derived solely from the sale of Consumer Reports, its other publications and films. Expenses of occasional public service efforts may be met, in part, by nonrestrictive, noncommercial contributions, grants and fees.
Seite 664 - Federal agency" means any department, agency, corporation, or other entity or instrumentality of the executive branch of the Federal Government, including the United States Postal Service, the Federal National Mortgage Association, and the Federal Home Loan Mortgage Corporation. (6) The term "Federal building...
Seite 469 - ... all depositors, and particularly those with modest savings, are entitled to receive a market rate of return on their savings as soon as it is economically feasible for depository institutions to pay such rate...
Seite 556 - ... rights and remedies, enlargement of debtors' rights and remedies, and powers granted to the Administrator are so inextricably interrelated that any substantial change in one area requires a major review of the balance struck in all other areas. In order to permit the organization of panels of advisors on the...
Seite 659 - A federal savings and loan association continues to have the power to include, as a matter of contract between it and the borrower, a provision in its loan instrument whereby the association may, at its option, declare immediately due and payable sums secured by the association's security instrument if all or any part of the real property securing the loan is sold or transferred by the borrower without the association's prior written consent.
Seite 302 - District where the bank is located, or at a rate of 1 per centum in excess of the discount rate on ninety-day commercial paper in effect at the Federal reserve bank in the Federal reserve district...
Seite 659 - Federal savings and loan associations, and it may insure the accounts of building and loan, savings and loan, and homestead associations and cooperative banks organized and operated according to the laws of the State, District, Territory, or possession in which they are chartered or organized.
Seite 344 - Mortgage Disclosure Act Real Estate Settlement Procedures Act Fair Housing Act Flood Disaster Protection Act of 1973 Community Reinvestment Act Interstate Land Sales Full Disclosure Act Right to Financial Privacy Act of 1978 Each of the foregoing acts has imposed certain duties...