Federal Preemption of State Usury Ceilings: Hearings Before the Subcommittee on Consumer Affairs and Coinage of the Committee on Banking Finance, and Urban Affairs, House of Representatives, Ninety-seventy Congress, First Session, on H.R. 2501 ... H.R. 3172 ... October 20 and 21, 1981U.S. Government Printing Office, 1982 - 521 Seiten |
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Add-on amended amount Annual Percentage Rate Arkansas Association balloon payments Bank Installment Loans BETHUNE bill borrowers Boyle Buyer Chairman ANNUNZIO Colorado competition CONGRESS THE LIBRARY Consumer Affairs Consumer Credit Code consumer credit laws consumer credit transactions Consumer Finance consumer loans consumer protection contract cost of funds credit card credit market credit sales creditors criminal usury Deregulation DIDA discount rate economic effect federal preemption Federal Reserve Federal Reserve Board fees finance companies financial institutions furniture Goods/Services Governor TEETERS high interest rates increase interest rate ceilings Kusin KUTCHER LAFALCE legislation legislatures LIBRARY OF CONGRESS loansharking market rates MEHLE Mobile homes Monetary Control Act mortgage loans motor vehicles override PATMAN percent problem prohibits provisions purchase regulation regulatory restrictions retail second mortgage Senate small loan South Carolina statement statutes subcommittee sumer Texas tion UCCC Uniform Consumer Credit usury ceilings usury laws usury limits
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Seite 108 - AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH...
Seite 189 - Consumers Union is a nonprofit membership organization chartered in 1936 under the laws of the State of New York to provide information, education and counsel about consumer goods and services and the management of family income. Consumers Union's income is derived solely from the sale of Consumer Reports, its other publications and films. Expenses of occasional public service efforts may be met, in part, by nonrestrictive, noncommercial contributions, grants and fees.
Seite 11 - organization" means a corporation, government or governmental subdivision or agency, trust, estate, partnership, cooperative, or association. (d) The term "person" means a natural person or an organization.
Seite 313 - ... rights and remedies, enlargement of debtors' rights and remedies, and powers granted to the Administrator are so inextricably interrelated that any substantial change in one area requires a major review of the balance struck in all other areas. In order to permit the organization of panels of advisors on the...
Seite 10 - ... with it, or which has been agreed to be paid thereon. If such greater rate of interest has been paid, the person who paid it may recover, in a civil action commenced in a court of appropriate jurisdiction not later than two years after the date of such payment, an amount equal to twice the amount of interest paid from the credit union taking or receiving such interest.
Seite 11 - ... constitutional or otherwise, which states explicitly and by its terms that such state does not want the provisions of...
Seite 302 - ... constitution of any State expressly limiting the rate or amount of interest, discount points, or other charges which may be charged, taken, received, or reserved by lenders and the provisions of any State law expressly limiting the rate or amount of interest, discount points, or other charges which may be charged, taken, received, or reserved shall not apply to any loan, mortgage, or advance which is insured under title I or II of this Act.
Seite 408 - State where the national bank is located, or to a rate 1 per cent higher than the discount rate on 90-day commercial paper in effect at the Federal reserve bank in the district where the national bank is located, whichever is greater.
Seite 324 - Code; and BE IT FURTHER RESOLVED that a copy of this resolution shall be sent to the...
Seite 10 - If a greater rate of interest has been paid, the person paying the same or his legal representatives may recover...