Usury Lending Limits: Hearing Before the Committee on Banking, Housing, and Urban Affairs, United States Senate, Ninety-sixth Congress, First Session, on S. 1988 ... December 17, 1979U.S. Government Printing Office, 1980 - 270 Seiten |
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12 percent ceiling amendment American Bankers Association Arkansas Association of Federal average basis points bill Board borrowers CHAIRMAN chartered credit unions committee competitive consumer loans cost Credit Union League credit union loan credit union members credit unions tend deposits disintermediation dividend rates downpayment economic effect expense-to-income ratios Federal credit unions Federal discount rate Federal Reserve discount Federally chartered credit financial institutions funds home buyers HOME IMPROVEMENT housing starts impact of usury increase interest rate ceiling legislation lenders lending less loan rate ceiling market rates maximum money market certificates months mortgage credit mortgage loans National Association National Bank Act national banks National Credit Union OPEN-END CREDIT prime rate problem rate relief Reserve discount rate residential mortgages savers savings and loan Senator BUMPERS Senator Pryor SHARE DRAFTS signature loan Simulation Texas tion transfers to reserves unpaid balance usury ceilings usury laws usury limits usury statutes