State Usury Ceilings: Hearings Before the Subcommittee on Financial Institutions, Supervision, Regulation and Insurance of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, Ninety-sixth Congress, First Session, on H.R. 2515 ... April 3 and 5, 1979

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Seite 200 - The taking, receiving, reserving, or charging a rate of interest greater than is allowed by the preceding section, when knowingly done, shall be deemed a forfeiture of the entire interest which the note, bill, or other evidence of debt carries with it, or which has been agreed to be paid thereon.
Seite 83 - The loan documents may provide for the interest rate or rates to vary from time to time during the repayment period of the loan, in accordance with the rate or rates currently being charged by the bank.
Seite 134 - I welcome this opportunity to present the views of the Office of the Comptroller of the Currency on S.1347, "The Depository Institutions Deregulation Act of 1979.
Seite 199 - ... at a rate of not more than 1 per centum in excess of the discount rate on ninety-day commercial paper in effect at the Federal Reserve bank in the Federal Reserve district where...
Seite 6 - ... or other evidence of debt carries with it, or which has been agreed to be paid thereon. If such greater rate of interest has been paid, the person who paid it may recover, in...
Seite 254 - MR. CHAIRMAN AND MEMBERS OF THIS SUBCOMMITTEE: It is a pleasure to appear before...
Seite 201 - Federal reserve district where the bank is located, or in the case of business or agricultural loans in the amount of $25,000 or more, at a rate of 5 per centum in excess of the discount rate on ninetyday commercial paper in effect at the Federal reserve bank in the Federal reserve district where the bank is located...
Seite 19 - Yes, ma'am. I have a prepared statement I would like to submit it for the record and summarize. Mrs. HANSEN. Without objection, it is so ordered. [The statement follows :] Madam Chairman : I am pleased to appear before the committee today in behalf of the Gulf Islands National Seashore. The seashore is a beautiful chain of islands in the Gulf of Mexico which is noted for its natural...
Seite 6 - State or territory, the bank may take, receive, reserve or charge a rate not exceeding seven per centum, and such interest may be taken in advance, reckoning the days for which the note, bill or other evidence of debt has to run...
Seite 199 - District, the bank may take, receive, reserve, or charge a rate not exceeding 7 per centum, or 1 per centum in excess of the discount rate on ninety-day commercial paper in effect at the Federal reserve bank in the Federal reserve district where the bank is located, or in the case of business or agricultural loans in the amount of $25,000 or more, at a rate of 5 per centum in excess of the discount rate on ninety-day commercial paper in effect at the Federal reserve district where the bank is located...

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