The Hand-book for Life Assurers ...Maclachlan and Stewart, 1887 - 304 Seiten |
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31st December Account brought annual premium Annuity Funds annum attaining average benefit Board of Trade Bonus British calculated calendar months Capital Carlisle Table Cash cent commencement compound interest Death and Title Debentures difference Directors Division of Profits Edinburgh Egypt equal Equitable existence experience favour Finlaison Fire Funds Five four-fifths Government Female Table Holy Land Indian and Colonial Institute of Actuaries Insurance Insurance Company Lancashire last Division liabilities Liverpool Loans on Policies London Madeira males mean duration ment millions sterling MIXED OFFICES mode National Debt Office Northampton Table Number of Payments observation Paid-up Policy party payts Policy indisputable Prem proportion purchase rate of interest rate of mortality Rates of Premium received Reduction of Premium reference risk Royal Exchange Scotland Scottish Sinking Fund Society suicide or justice Sum Assured surplus Surrender Value surviving tion Tontine transaction Valuations whole profits
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Seite 267 - She may have an interest in such Life to the amount of the capital sum to be assured : — 1. Any Clergyman of the respective Churches of England and Ireland, or of the Protestant Episcopal Church in Scotland. 2. Any Wife, Widow, Child or Grandchild, or any Father, Mother, Brother, Sister, Uncle, Aunt, Nephew or Niece of any puch Clergyman.
Seite 287 - Assurance, £1200 or ,£1250 may be secured from the first for the same yearly payment which in most offices would generally l>e charged (with profits) for £1000 only— the difference being equivalent to an immediate and certain Bonus of 20 to 25 per cent.
Seite 44 - Though based upon self-interest, yet it is the most enlightened and benevolent form which the projects of self-interest ever took. It is, in fact, in a limited sense, and a practicable method, the agreement of a community to consider the goods of its individual members as common. It is an agreement that those whose fortune it shall be to have more than average success, shall resign the overplus in favour of those who have less.
Seite 49 - And though, as yet, it has only been applied to the reparation of the evils arising from storm, fire, premature death, disease, and old age; yet there is no placing a limit to the extensions which its application might receive, if the public were fully aware of its principles, and of the safety with which they may be put in practice.
Seite 287 - Bonus of 20 to 25 per cent. The Whole PROFITS go to the Policyholders, on a system at once safe and equitable, — no share being given to those by whose early death there is a loss to the common fund.
Seite 263 - Policies absolutely indisputable after five years, provided the age of the Assured has been admitted. Policies kept in force when requested by appropriating the Surrender Value to the payment of premiums. No charge for voyage to, or residence in, any part of the World, except unhealthy climates. Assurers under the TEMPERANCE SCHEME are placed in a separate Section. Policies may be effected under the Deferred Bonus plan. LOANS on FREEHOLDS, LEASEHOLDS, and other SECURITIES considered.
Seite 267 - THE SOCIETY OFFERS THE FOLLOWING ADVANTAGES:— 1. Absolute Security. 2. Economy of Management ; no Agents being employed or Commission paid. 3. Low Rates of Premium and Liberal Surrender Values. 4. Claims Paid immediately on Proof of Title. 5. Freedom from Restriction as to Foreign Eesidence or Travel after Five Years
Seite 292 - Second Class Lives may be assured at the ordinary rate, with an extra charge, to be treated as a debt upon the Policy, which will decrease annually and be extinguished upon the Assured reaching the age expectant on his life at entry. No Liability whatever can attach to Members beyond the payment of their stipulated Premiums ; and every member accepts his Policy with this condition expressed.
Seite 287 - They may be revived (after month of grace) on payment of premium within a year without proof of health. In the case of death intervening, when the value exceeds the unpaid premium the full sum is payable, under deduction of arrears. CLAIMS PAYABLE ONE MONTH AFTER PROOF.
Seite 289 - West End Agency, 49 PALL MALL. Dublin, 41 WESTMORELAND STREET. Glasgow, 114 WEST GEORGE ST. Manchester, ALBERT SQUARE. Liverpool, 48 CASTLE STREET. Birmingham, 12 BENNETT'S HILL. Leeds, 21 PARK Row. Bristol, 40 CORN .STREET. Belfast, 2 HIGH STREET.